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Civil rights law encompasses the American Disability Act (ADA), which ensures people with disabilities, sometimes called special needs, have equal access to education, work, and community living.
Some people’s special needs begin early in life, and their experiences link to government benefits programs their whole lives, while others experience special needs as they age. Many aging Americans will develop problems with seeing, hearing, and mobility. Others may experience chronic illnesses like arthritis, memory loss, diabetes, or hypertension. These individuals may fall under the ADA definition of disability when age-related changes make getting around the home, going to work, or participating in their community more difficult.
According to the ADA, those experiencing special needs in older age typically don’t think of themselves as being disabled or having special needs, even when coping with mental or physical impairments that severely limit their activities. Dismissing these new challenges affects their daily lives, loved ones who care about them, and their well-being.
Age-Related Disability Categories
Many life activities that age-related disability/special needs affect include:
The Department of Health and Human Services (HHS) PACE program provides comprehensive social and medical services to frail elderly individuals combating age-related special needs services. Most of these individuals are dually eligible for Medicare and Medicaid benefits.
PACE provides a team of health professionals that coordinates care for participants. The comprehensive service package enables most recipients to remain in the community rather than institutional care. It permits providers to deliver all services required rather than only those reimbursable under Medicare and Medicaid plans.
Individuals with age-related special needs or disabilities can apply for numerous government benefit programs with the help of an elder law attorney or special needs attorney to ease the frustrations and limitations of living with a disability.
Medicare
This federal health insurance program is for those 65 or more and individuals with disabilities. The benefits program covers various medical services, including doctor visits, prescription drugs, and hospital stays.
Medicaid
This program is a joint federal and state government providing healthcare coverage to people with low incomes or disabilities. Benefits cover a wide range of medical services, including long-term care.
Social Security Disability Insurance (SSDI)
This federal program provides financial help for those with disabilities who can’t work. SSDI benefit amounts are determined by an individual’s work history and earnings.
Supplemental Security Income (SSI)
This federal program provides financial assistance to those with disabilities who are also low-income. An individual’s resources and income determine benefit amounts.
Vocational Rehabilitation Services
This state-funded program provides employment services to those with disabilities/special needs in a job environment, including training, placement, and accommodations.
Aging and Disability Resource Centers (ADRCs)
ADRCs are community-based organizations providing referral services and information on available programs and services to those with disabilities and their families.
Various programs are available to support individuals with age-related special needs or disabilities. A special needs attorney helps individuals and their families navigate government benefits programs to determine eligibility for benefits that best meet their needs.
Many aging adults with declining health are unaware of the programs and benefits that can help them with health care, housing, work, transportation, and more. An elder law or special needs attorney can help coordinate your approach and ensure you receive the help you need from the programs available in your state. For help with New York State special needs planning, contact Rochester Elder Law. We'd be happy to share more information or schedule a consultation with one of our experienced attorneys.
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